4 easiest investment options giving good results

People around every corner of the world have been looking to side a portion of their income after meeting all the expenses. But, merely saving money is not the end. One has to be specific in looking for a better investment option which can produce better returns on these savings. These little investments also generate in you, a habit to save money typically on the monthly or quarterly basis. While there are enormous fields where you can invest your money for short and long-term periods, look at some of the very interesting investments where you can easily make better money returns.

1. Bank deposits:

You can have a recurring bank deposit account where you will be required to corner a sum of money regularly on monthly basis, yearly, or quarterly as per your comfort. With every instalment that you pay, you attract a sum of interest to the money. At the maturity of your recurring account, you get back the initial investments made with a sum of interest which is generally lucrative. And when you own a handful amount of money, which you don’t have to take in use for a definite time period, you can invest the same in fixed deposit with the bank account. This is generally done for 3 years, 5 years, 10 years, and so on. At the end of the term, you receive a good proportion of interest with the money deposited for a fixed basis.

2. SIP:

A Systematic Investment Plan (SIP) is one of the easiest and most popular investments among the investors of all forms. A form of systematically investing in Mutual funds, this is setting aside a pre-determined sum of money at the end of every month or quarter to purchase the specific unit of a Mutual Fund. This involves the lowest possible risk from your level and you can attract a good sum of money back. This sort of investment is one of the most effective ways to meet your financial goals, like your children’s education, their marriage, or making plans for your retirement. This is also an essential form of investment, because this induces in a habit to save and make your living better.

3. Real Estate investment:

Real estate is one of the booming markets these days, as this is one of the handy and lucrative investment options. You have to invest a lump-sum amount of money in the real estate and with time, the property fetches you a better price when you look to sell. You can easily allocate your money in the manufacturing, commercial, hospitality, or housing sector. You just have to make sure you look for a better location where the prices of property tend to go up.

4. Mutual Funds on Ultra Short term basis:

You can invest money in a fixed deposit short term mutual fund which is generally 1 to 3 years. This is responsible for setting aside for you, an interest rate which is approximately 7 to 8.5% per annum. This is an alluring option which has sliding interest rate options.

Though the past portfolio is in no way responsible for the future benefits, you can still make a better investment, after reviewing the past record for whichever investment option you choose.